Get confident coverage with human service.
Boutique insurance services for SoCal families
We're an insurance agency based right here in Southern California. Get honest advice, and service how it was always meant to be.
All the coverage you need, under one roof
Personal, commercial, and the entertainment work we're known for. If it isn't listed, ask us anyway.
Personal Insurance
Commercial Insurance
Entertainment Industry Insurance
We're not a big agency, and that's the point.
You'll know who you're talking to. We ask real questions about what you own and what you do, then build the policy around the answers.
Independent, through United Agencies
We joined in 2021 so we could quote the whole market instead of one company's appetite.
One person, start to finish
You won't be handed to a service queue. You get us, and you can text.
Built one account at a time
Every client is their own account. We ask specific questions and the policy follows the answers.
The niches nobody else wants
Entertainment, apartments and portable sanitation. We write them every week.
We'll tell you the truth
If we're not the right fit, we'll say so and point you somewhere better.
Real feedback from agency clients
More than 200 five-star reviews on Google, from people up and down the valley.
Called on a Saturday about adding a car and actually got a person. Had the ID cards in my inbox before dinner.
We run a small contracting outfit and our old agent never returned calls. Two years in here and that hasn't happened once.
He walked me through what my policy actually covered, line by line, until I understood it. Nobody had ever done that.
Told us straight up that our existing coverage was fine and we didn't need to switch. Who does that?
They handle the policies for all six of our apartment buildings. One phone call and it's sorted.
Our production had a last-minute equipment rental add and they turned the certificate around the same day.
I text him. He texts back. That's genuinely the whole review.
Been with them since we bought the house in Saugus. Now they do the cars and the boat too.
After the claim they stayed on the phone with the adjuster for us. Felt like having someone in our corner.
Straightforward and no pressure. He explained the tradeoffs and let us decide.
How we work for you, and your specific coverage needs
Three steps, and no part of it requires you to understand insurance.
We have a quick coverage consult
We gather the info we need, and uncover details that the last agent missed. This gives us what we need for step two.
We research multiple options
Because we're independent, we have access to many different insurance providers. We find you the best cost & coverage.
Choose the option that fits you best
We walk you through what we'd recommend and why. If what you already have is better, we'll tell you that instead.
Get started with Ponek Insurance
See what it's like to work with an insurance agent who truly cares about each and every client, policy, and experience.